Investments

SIP Calculator India

Estimate future value of monthly SIP investments using expected annual return and investment duration.

Educational estimate only

Calculator results can vary based on company policy, lender terms, tax law, investment assumptions or personal details.

Enter your values

Monthly SIP amount₹Amount invested every month.Expected annual return%Expected average annual return. This is not guaranteed.Investment durationyearsHow long you plan to continue the SIP.

Estimated results

Total invested amount

₹12,00,000

Estimated future value

₹23,23,391

Estimated gains

₹11,23,391

This calculator gives an educational estimate. Verify final numbers with your payslip, lender, tax advisor or official source.

Formula used

The calculator uses a monthly compounded future value estimate for SIP investments. Actual returns are market-linked and not guaranteed.

Example calculation

A ₹10,000 monthly SIP for 10 years at 12% expected annual return gives an estimated future corpus based on monthly compounding assumptions.

When this tool is useful

When you want a fast estimate before making a financial or salary decision.
When you want to compare different assumptions in seconds.
When you want to understand the formula behind the result.

FAQs

Are SIP returns guaranteed?

No. SIP returns depend on market performance and the selected mutual fund or investment product.

Should I use pre-tax or post-tax returns?

For realistic planning, consider post-tax and post-expense expectations, especially for long-term goals.