Loans
EMI Calculator India
Calculate monthly EMI, total payment and total interest for home, personal or car loans.
Use this calculatorDecision hub
Loans & EMI calculators for India
Start with affordability, then model EMI and total interest, and only then compare fees, prepayment or alternative borrowing routes. The tools here are estimates, not lender approval or rate offers.
Covers: loan calculators India
A practical order to use these tools
- Check what you can afford without stretching monthly cash flow.
- Model EMI, total interest and fees for the borrowing route.
- Compare foreclosure, APR and EMI-vs-tenure trade-offs before acting.
Tools in this hub
Choose the calculation that matches your next question
Loans
Personal Loan EMI Calculator India
Use this personal loan EMI calculator to estimate monthly EMI, true borrowing cost, total interest, and repayment outcomes before applying.
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Home Loan EMI Calculator India
Calculate home loan EMI, total interest and total repayment in India from loan amount, interest rate and tenure in years. Compare 15, 20 and 30 year costs before committing.
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Personal Loan Eligibility Calculator India
Estimate affordable EMI and personal-loan capacity from take-home income and existing obligations, then test rate, FOIR and tenure assumptions without a lead form.
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Gold Loan Calculator India
Estimate intrinsic gold value, maximum collateral-supported consumption loan, applicable RBI 85%/80%/75% LTV tier, EMI and interest using a lender reference price.
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Home Loan + SWP Stress Test India
Test whether an investment corpus can fund a home-loan EMI under steady returns and a bad first market year, after an annual return-drag assumption.
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Personal Loan True APR Calculator India
Estimate effective personal-loan APR from net cash received and scheduled repayments after processing fee, GST, insurance and advance-EMI deductions.
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Invest vs Prepay Home Loan Calculator India
Compare the interest saved by prepaying a home loan with the after-drag future gain from investing the same lump sum over the remaining tenure.
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Loan Foreclosure Net Savings Calculator India
Estimate interest avoided by closing a loan now, subtract foreclosure fee and GST, and compare net savings with the opportunity cost of using the cash.
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Reduce EMI vs Tenure Calculator India
Compare reducing EMI with keeping EMI unchanged to shorten tenure after a home-loan or other reducing-balance loan prepayment.
Use this calculatorHousing
Rent vs Buy Calculator India
Compare renting with buying after loan interest, rent growth, home appreciation, maintenance and investing the down payment.
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Home Affordability Calculator India
Estimate an affordable property price from take-home income, existing EMIs, down payment, interest rate and a chosen EMI limit.
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Education Loan EMI & Tax Benefit Calculator India
Calculate education-loan EMI and an illustrative interest-deduction tax impact using user-entered assumptions.
Use this calculatorHousing
Rental Yield Calculator India
Calculate gross and net rental yield after vacancy, maintenance, property tax and other annual costs.
Use this calculatorDebt
Debt Snowball Calculator India
Estimate payoff time for three debts as extra money rolls from the smallest balance to the next debt.
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Car Loan EMI & Affordability Calculator India
Calculate car-loan EMI, total interest and EMI-to-income ratio from on-road price, down payment, rate and tenure.
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Two-Wheeler Loan EMI Calculator India
Estimate bike or scooter loan EMI, total repayment, interest and income burden for common short tenures.
Use this calculatorDebt
Credit Card Minimum-Due Trap Calculator India
Estimate payoff months and interest when repaying a credit-card balance with the first minimum due or a fixed monthly payment.
Use this calculatorDebt
Credit Card vs Personal Loan Calculator India
Compare monthly payment, interest and total cost for revolving a big purchase on a card versus a personal loan.
Use this calculatorHousing
Rent Agreement Stamp Duty & Registration Cost Calculator India
Estimate rent-agreement stamp duty and registration cost using user-entered state rates and assumptions.
Use this calculatorEducational planning, not personalised advice
Calculator outputs depend on the values and assumptions you enter. Verify current tax, lending, scheme, pension, insurance or investment rules with the relevant official source before making a significant decision.