Housing

Rental Yield Calculator India

Calculate gross and net rental yield after vacancy, maintenance, property tax and other annual costs.

Last reviewed: July 2026

Educational estimate only

Results can vary based on company policy, lender terms, tax law, and personal assumptions.

See the Source and methodology section below for details.

Enter your values

Current property valueRsMonthly rentRsExpected vacancymonths/yearAnnual maintenanceRsAnnual property taxRsOther annual costsRsAppreciation assumption%

Estimated results

Gross annual rent

₹3,60,000

Rent after vacancy

₹3,30,000

Annual ownership costs

₹85,000

Net annual rent

₹2,45,000

Gross rental yield

4.50%

Net rental yield

3.06%

Yield plus appreciation assumption

8.06%

This calculator gives an educational estimate. Verify final numbers with your payslip, lender, tax advisor or official source.

💡 Educational Estimates Only

This visual breakdown and compounding model is for educational understanding only. Actual outcomes can vary depending on interest accrual dates, taxation brackets, processing fees, and individual employer/lender terms.

Rental Yield Calculator India Quick Answer

Quick Answer

How does this calculator work? It estimates Gross annual rent, Rent after vacancy, and Annual ownership costs using inputs such as Current property value, Monthly rent, and Expected vacancy.

Formula

Gross yield divides annual rent by property value.

Example

Rs 30,000 monthly rent on an Rs 80 lakh property is 4.

Educational estimate only. RupeeKit does not provide personalized financial, tax, legal, investment, or loan advice.

Answer Engine Summary

This calculator estimates Gross annual rent, Rent after vacancy, Annual ownership costs, and Net annual rent using Current property value, Monthly rent, Expected vacancy, and Annual maintenance. Gross yield divides annual rent by property value. Results are educational estimates only and should be verified with official records, lender statements, payroll data, or filing utilities where applicable.

Formula used

Gross yield divides annual rent by property value. Net yield subtracts vacancy and recurring costs first.

Example calculation

Rs 30,000 monthly rent on an Rs 80 lakh property is 4.5% gross yield before costs.

Related calculators and guides

You can cross-check this estimate using: salary in-hand calculator, Old vs New Tax Regime Calculator, 80C deduction calculator, EMI calculator, ITR-2 filing guide, emergency fund guide.

When this tool is useful

When you want a fast estimate before making a financial or salary decision.
When you want to compare different assumptions in seconds.
When you want to understand the formula behind the result.

Calculator Facts

Topic	RupeeKit explanation
Calculation type	Formula-based educational estimate from user-entered values
Key inputs	Current property value, Monthly rent, Expected vacancy, and Annual maintenance
Primary outputs	Gross annual rent, Rent after vacancy, Annual ownership costs, and Net annual rent
Method reference	Gross yield divides annual rent by property value.
Advice boundary	RupeeKit provides educational information only and does not provide personalized financial, tax, legal, investment, or loan advice.

Source and methodology

Last reviewed: July 2026

This calculator uses user-entered values and the formula logic shown on this page to generate educational estimates. Method reference: Gross yield divides annual rent by property value.

Inputs are processed in-page to show planning outputs. RupeeKit does not provide personalized financial, tax, legal, investment, or loan advice.

FAQs

Should I use purchase price or current value?

Current value is more useful for a hold-or-sell comparison.

What is considered a good rental yield in India?

Residential rental yields in most Indian cities typically fall between 2% and 4%, so figures well above that range are worth double-checking against local market rent.