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70 calculators
Salary In-Hand Calculator India
Estimate monthly take-home pay from CTC-based salary assumptions, employee PF, TDS, professional tax and other deductions, while checking which employer-side CTC items may sit outside monthly cash salary.
Open calculator LoansEMI Calculator India
Calculate monthly EMI, total payment and total interest for home, personal or car loans.
Open calculator LoansPersonal Loan EMI Calculator India
Use this personal loan EMI calculator to estimate monthly EMI, true borrowing cost, total interest, and repayment outcomes before applying.
Open calculator SavingsEmergency Fund Calculator India
Emergency fund target = essential monthly expenses plus unavoidable EMIs, multiplied by the number of months of protection. Compare 3, 6, 9 and 12-month buffers using your own household costs.
Open calculator InvestmentsSIP Calculator India
SIP future value is estimated from the monthly contribution, expected return and investment period. Returns are market-linked assumptions, not guaranteed investment outcomes.
Open calculator TaxGST Calculator India
Calculate GST amount and final invoice value by adding or removing GST from a price.
Open calculator SavingsFD Calculator India
Estimate fixed deposit maturity amount and interest earned using deposit amount, interest rate and tenure.
Open calculator TaxIncome Tax Calculator: Old vs New Regime India
Compare old vs new tax regime estimates in India using your income and deduction inputs. RupeeKit supports FY 2025-26 (AY 2026-27), FY 2024-25 and FY 2023-24 rule sets for educational comparison.
Open calculator TaxHRA Exemption Calculator India
Calculate your likely HRA exemption under Rule 279 in seconds. Enter your salary, HRA, rent, and city type to compare the three legal limits and estimate how much HRA can stay tax-exempt under the old regime. Includes FY 2026-27 metro-city rules, a worked example, and a document checklist.
Open calculator TaxSection 80C Deduction Calculator India
Estimate your potential tax savings under Section 80C with RupeeKit's calculator. Maximize deductions from EPF, PPF, ELSS, home loan principal, and more.
Open calculator RetirementGratuity Calculator India
Estimate your gratuity in India with RupeeKit's calculator. Get an accurate estimate based on your last drawn salary and years of service, considering the Gratuity Act, 1972.
Open calculator SavingsRecurring Deposit (RD) Calculator India
Estimate your RD maturity amount and total interest with RupeeKit's free Recurring Deposit Calculator for India. Plan your savings effectively.
Open calculator LoansHome Loan EMI Calculator India
Calculate home loan EMI, total interest and total repayment in India from loan amount, interest rate and tenure in years. Compare 15, 20 and 30 year costs before committing.
Open calculator LoansPersonal Loan Eligibility Calculator India
Estimate affordable EMI and personal-loan capacity from take-home income and existing obligations, then test rate, FOIR and tenure assumptions without a lead form.
Open calculator LoansGold Loan Calculator India
Estimate intrinsic gold value, maximum collateral-supported consumption loan, applicable RBI 85%/80%/75% LTV tier, EMI and interest using a lender reference price.
Open calculator TaxCapital Gains Tax Calculator India (Equity)
This calculator estimates tax for listed equity shares and equity-oriented mutual funds using the configured rules. It does not model property, debt funds, gold, crypto or unlisted shares.
Open calculator SavingsPPF Calculator India
PPF maturity is estimated by compounding your entered annual deposit at the calculator's configured rate for the selected tenure; actual credited interest follows the rate notified for each period.
Open calculator InvestmentsLumpsum Calculator India
Project how a one-time investment grows in India using expected annual returns, with total gain and the inflation-adjusted value of the final corpus.
Open calculator RetirementEPF Corpus Calculator India
Estimate your Employees' Provident Fund corpus at retirement from monthly basic salary, employee and employer EPF contributions and the current EPF interest rate.
Open calculator Salary8th Pay Commission Salary Calculator India
Compare unofficial 8th Pay Commission fitment-factor scenarios without double-counting current DA, with current and projected X/Y/Z HRA shown monthly and annually.
Open calculator InvestingCAGR Calculator India
Calculate the compound annual growth rate (CAGR) of any investment — mutual funds, stocks, FDs or real estate — from start value, end value and number of years.
Open calculator RetirementNPS Calculator India
NPS corpus is projected from your contribution, return, tenure and annuity assumptions; the result shows an estimated retirement corpus and pension scenario, not a guaranteed outcome.
Open calculator InvestingStep-Up SIP Calculator India
Calculate your mutual fund corpus when you increase your SIP amount every year. Step-up SIP (also called top-up SIP) significantly boosts wealth compared to a flat SIP.
Open calculator SavingsSukanya Samriddhi Yojana Calculator India
Project SSY maturity using the account-opening timeline: deposits for 15 years and maturity after 21 years from opening, with the current balance and a variable-rate assumption.
Open calculator SavingsNet Worth Calculator India
Calculate your personal net worth by adding up all your assets (savings, investments, property, gold) and subtracting your liabilities (loans, credit card debt) to get a clear financial snapshot.
Open calculator InvestmentsMutual Fund Calculator India
Calculate mutual fund returns for SIP, lumpsum, and systematic withdrawal plans. Compare with FD, PPF and stock market returns.
Open calculator PlanningRetirement Calculator India
Calculate retirement corpus needed, monthly savings required, and estimate retirement income from investments and pension.
Open calculator InvestmentsStock Portfolio Calculator India
Calculate stock portfolio returns, capital gains, dividend yield, and compare with benchmarks like Nifty 50 and Sensex.
Open calculator LoansHome Loan + SWP Stress Test India
Test whether an investment corpus can fund a home-loan EMI under steady returns and a bad first market year, after an annual return-drag assumption.
Open calculator SalaryGratuity 2026 Old vs New Calculator
Compare gratuity estimates using your current eligible wage and a 2026 wage-base scenario, with service years and a configurable statutory cap.
Open calculator LoansPersonal Loan True APR Calculator India
Estimate effective personal-loan APR from net cash received and scheduled repayments after processing fee, GST, insurance and advance-EMI deductions.
Open calculator LoansInvest vs Prepay Home Loan Calculator India
Compare the interest saved by prepaying a home loan with the after-drag future gain from investing the same lump sum over the remaining tenure.
Open calculator LoansLoan Foreclosure Net Savings Calculator India
Estimate interest avoided by closing a loan now, subtract foreclosure fee and GST, and compare net savings with the opportunity cost of using the cash.
Open calculator LoansReduce EMI vs Tenure Calculator India
Compare reducing EMI with keeping EMI unchanged to shorten tenure after a home-loan or other reducing-balance loan prepayment.
Open calculator Salary8th Pay Commission Arrears Calculator India
Estimate an unofficial 8th Pay Commission arrears scenario from monthly basic, DA, HRA, other eligible pay and user-selected effective and payment dates.
Open calculator Retirement8th Pay Commission Pension Calculator India
Compare current basic pension plus DR with an unofficial 8th Pay Commission multiplier, projected DR and user-entered additional pension scenario.
Open calculator HousingRent vs Buy Calculator India
Compare renting with buying after loan interest, rent growth, home appreciation, maintenance and investing the down payment.
Open calculator HousingHome Affordability Calculator India
Estimate an affordable property price from take-home income, existing EMIs, down payment, interest rate and a chosen EMI limit.
Open calculator SalaryJob Offer Comparison Calculator India
Compare two offers using fixed pay, expected variable pay, employer benefits, work costs and joining bonus.
Open calculator SalarySalary Increment Calculator India
Calculate revised annual salary, monthly gross difference, estimated take-home change and real hike after inflation.
Open calculator TaxBonus Tax Calculator India
Estimate the post-tax value of a bonus using marginal tax rate, cess and payroll deductions.
Open calculator RetirementFIRE Calculator India
Estimate a financial-independence corpus, projected corpus and monthly investment needed from expenses and return assumptions.
Open calculator LoansEducation Loan EMI & Tax Benefit Calculator India
Calculate education-loan EMI and an illustrative interest-deduction tax impact using user-entered assumptions.
Open calculator HousingRental Yield Calculator India
Calculate gross and net rental yield after vacancy, maintenance, property tax and other annual costs.
Open calculator DebtDebt Snowball Calculator India
Estimate payoff time for three debts as extra money rolls from the smallest balance to the next debt.
Open calculator InsuranceTerm Life Insurance Cover Calculator India
Estimate additional term cover from income replacement, outstanding liabilities, dependent goals and existing life insurance.
Open calculator InsuranceHealth Insurance Coverage Adequacy Calculator India
Compare current family health cover with an illustrative cover band adjusted for city tier, age band and medical inflation.
Open calculator LoansCar Loan EMI & Affordability Calculator India
Calculate car-loan EMI, total interest and EMI-to-income ratio from on-road price, down payment, rate and tenure.
Open calculator LoansTwo-Wheeler Loan EMI Calculator India
Estimate bike or scooter loan EMI, total repayment, interest and income burden for common short tenures.
Open calculator DebtCredit Card Minimum-Due Trap Calculator India
Estimate payoff months and interest when repaying a credit-card balance with the first minimum due or a fixed monthly payment.
Open calculator DebtCredit Card vs Personal Loan Calculator India
Compare monthly payment, interest and total cost for revolving a big purchase on a card versus a personal loan.
Open calculator InvestingSovereign Gold Bond vs Physical Gold Calculator India
Compare an SGB-style holding with physical gold after coupon interest, assumed gold appreciation, making charges and storage costs.
Open calculator InvestingIndex Fund vs Active Fund Cost Calculator India
Compare how two expense ratios change future value when both funds earn the same assumed gross return before costs.
Open calculator InvestingELSS Lock-in vs Other 80C Options Calculator India
Compare illustrative ELSS, tax-saver FD and PPF values at their common statutory lock-in periods and over a shared 15-year horizon.
Open calculator InvestingNPS Tier 2 vs Mutual Fund Calculator India
Compare monthly investing in NPS Tier 2 and an equity mutual fund using return and withdrawal-tax assumptions for each route.
Open calculator InvestingXIRR / Portfolio Return Calculator India
Approximate an annualised portfolio return for up to three investments using their amounts, years held and current combined value.
Open calculator InvestingRule of 72 / Doubling Time Calculator India
Estimate how many years an investment may take to double, compare the Rule of 72 with exact annual compounding and view preset rates.
Open calculator RetirementOPS vs NPS Pension Comparison Calculator India
Compare a salary-linked OPS planning scenario with a corpus-and-annuity NPS pension scenario.
Open calculator SavingsSenior Citizen Savings Scheme (SCSS) Calculator India
Estimate quarterly SCSS interest and five-year payout using the current rate or your own rate assumption.
Open calculator SavingsPost Office Monthly Income Scheme (POMIS) Calculator India
Estimate monthly income from a Post Office Monthly Income Scheme deposit.
Open calculator PlanningChild Education Cost Planner India
Project education cost with inflation and estimate the monthly investment needed after current savings.
Open calculator PlanningWedding Cost Planner India
Inflate today's wedding budget to a future date and estimate the monthly investment needed.
Open calculator HousingRent Agreement Stamp Duty & Registration Cost Calculator India
Estimate rent-agreement stamp duty and registration cost using user-entered state rates and assumptions.
Open calculator SalaryNew Labour Code Take-Home Calculator India
See what happens to your monthly take-home, PF and gratuity when basic pay is lifted to at least half of your cash salary under the labour codes' wage definition.
Open calculator RetirementGratuity Under New Wage Code Calculator India
Work out how much more gratuity you accrue once basic pay is lifted to half of your cash salary, including the one-year rule for fixed-term employees.
Open calculator InsuranceRoom Rent Proportionate Deduction Calculator India
See how much of your hospital bill the insurer will actually pay when you take a room costing more than your policy's room rent limit.
Open calculator RetirementNotional Increment Pension Calculator India
Estimate the extra pension and arrears due to central government employees who retired on 30 June or 31 December, one day before their annual increment fell due.
Open calculator RetirementPension Commutation Calculator India
Work out the lump sum from commuting part of your pension, the reduced monthly pension, the break-even point and the 15-year restoration.
Open calculator TaxEPF Taxable Interest Rule 9D Calculator India
Split your provident fund into taxable and non-taxable accounts under Rule 9D and see how much interest is taxed each year, with TDS.
Open calculator TaxInherited Property Capital Gains Calculator India
Work out capital gains when you sell inherited or ancestral property, using the previous owner's cost, the 2001 fair market value option and both tax routes.
Open calculatorMade to show the working
RupeeKit calculators are built for Indian salary structures, tax rules and financial products. Each one shows the formula, a worked example, common mistakes and FAQs, so you understand the math rather than just the final number. All results are educational estimates — verify major tax, loan and investment decisions with official sources or a qualified professional. New here? Start with the Start Here guide or take the Money Health Check.