Free Financial Calculators for India
All 19 RupeeKit calculators in one place — salary, income tax, loans, savings, investments and retirement. Every tool is free, needs no signup, runs instantly in your browser, and explains the formula behind the result.
Salary Calculators
Tax Calculators
GST Calculator India
Calculate GST amount and final invoice value by adding or removing GST from a price.
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Income Tax Calculator: Old vs New Regime India
Compare old vs new tax regime estimates in India using your income and deduction inputs. RupeeKit currently supports FY 2024-25 and FY 2023-24 rule sets for educational comparison.
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HRA Exemption Calculator India
Calculate your likely HRA exemption under Rule 279 in seconds. Enter your salary, HRA, rent, and city type to compare the three legal limits and estimate how much HRA can stay tax-exempt under the old regime. Includes FY 2026-27 metro-city rules, a worked example, and a document checklist.
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Section 80C Deduction Calculator India
Estimate your potential tax savings under Section 80C with RupeeKit's calculator. Maximize deductions from EPF, PPF, ELSS, home loan principal, and more.
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Capital Gains Tax Calculator India (Equity)
Estimate tax on listed equity and equity mutual fund gains in India: 20% on short-term gains, 12.5% on long-term gains above the Rs 1.25 lakh exemption, plus 4% cess.
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Loans Calculators
EMI Calculator India
Calculate monthly EMI, total payment and total interest for home, personal or car loans.
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Personal Loan EMI Calculator India
Use this personal loan EMI calculator to estimate monthly EMI, true borrowing cost, total interest, and repayment outcomes before applying.
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Home Loan EMI Calculator India
Calculate home loan EMI, total interest and total repayment in India from loan amount, interest rate and tenure in years. Compare 15, 20 and 30 year costs before committing.
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Personal Loan Eligibility Calculator India
Estimate how much personal loan you may be eligible for in India using your monthly income, existing EMIs and a FOIR-based affordable EMI, plus the interest rate and tenure you expect.
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Gold Loan Calculator India
Estimate your gold's value, the loan amount you may get at up to 75% LTV, and the monthly EMI and interest for a gold loan in India based on weight, purity, rate and tenure.
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Savings Calculators
Emergency Fund Calculator India
Find out how much emergency fund your household may need in India. Use your essential monthly expenses, EMI burden and income stability to estimate a 3, 6, 9 or 12 month safety corpus and the monthly savings needed to build it.
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FD Calculator India
Estimate fixed deposit maturity amount and interest earned using deposit amount, interest rate and tenure.
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Recurring Deposit (RD) Calculator India
Estimate your RD maturity amount and total interest with RupeeKit's free Recurring Deposit Calculator for India. Plan your savings effectively.
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PPF Calculator India
Estimate your Public Provident Fund maturity value, total interest and total investment over 15 or more years using yearly contributions and the current PPF interest rate.
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Investments Calculators
SIP Calculator India
Plan SIP goals with regular SIP, step-up SIP, goal SIP, delay cost, milestones and inflation-adjusted estimates.
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Lumpsum Calculator India
Project how a one-time investment grows in India using expected annual returns, with total gain and the inflation-adjusted value of the final corpus.
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Retirement Calculators
Gratuity Calculator India
Estimate your gratuity in India with RupeeKit's calculator. Get an accurate estimate based on your last drawn salary and years of service, considering the Gratuity Act, 1972.
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EPF Corpus Calculator India
Estimate your Employees' Provident Fund corpus at retirement from monthly basic salary, employee and employer EPF contributions and the current EPF interest rate.
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About these calculators
RupeeKit calculators are built for Indian salary structures, tax rules and financial products. Each one shows the formula, a worked example, common mistakes and FAQs, so you understand the math rather than just the final number. All results are educational estimates — verify major tax, loan and investment decisions with official sources or a qualified professional. New here? Start with the Start Here guide or take the Money Health Check.