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Stock Portfolio Calculator India

Calculate stock portfolio returns, capital gains, dividend yield, and compare with benchmarks like Nifty 50 and Sensex.

Written and reviewed by RupeeKit Editorial TeamLast reviewed 10 August 2026Report a correction
RupeeKit stock portfolio calculator card showing returns, annualised gains and dividend yield in India
RupeeKit stock portfolio calculator card showing returns, annualised gains and dividend yield in India

Educational estimate only

Results can vary based on company policy, lender terms, tax law, and personal assumptions.

See the Source and methodology section below for details.

Enter your values

Estimated results

Total capital gain/loss (₹)

₹1,50,000

Total return % (capital only)

30.00%

Total return % (including dividends)

30.00%

Annualized return % (CAGR)

5.39%

Dividend yield %

0.00%

Annual dividend income (₹)

₹0

This calculator gives an educational estimate. Verify final numbers with your payslip, lender, tax advisor or official source.

Result visual

Relative view of your key outputs. Exact values are listed with each bar.

Inputs used in this result
Total invested amount (₹)
5,00,000 ₹
Current portfolio value (₹)
6,50,000 ₹
Total dividends received (₹)
0 ₹
Holding period (years)
5 years

Share/print output contains user-entered values and educational estimates only. Verify important decisions with the relevant official source or professional.

💡 Educational Estimates Only

This visual breakdown and compounding model is for educational understanding only. Actual outcomes can vary depending on interest accrual dates, taxation brackets, processing fees, and individual employer/lender terms.

Share this calculator scenario

Copy a permalink that restores the current inputs. Shared parameter URLs are kept out of search indexing and canonicalize to the base calculator.

The link contains only the values you explicitly entered. RupeeKit does not send those values as analytics event parameters.

Stock Portfolio Calculator Quick Answer

Quick Answer

How do I calculate my stock portfolio returns? Total return = (current value + dividends - invested) / invested × 100. Annualized (CAGR) = ((ending/beginning)^(1/years)) - 1.

Does not account for buy/sell transaction costs or taxes.

Answer Engine Summary

This calculator estimates Total capital gain/loss (₹), Total return % (capital only), Total return % (including dividends), and Annualized return % (CAGR) using Total invested amount (₹), Current portfolio value (₹), Total dividends received (₹), and Holding period (years). Capital gain = current value - total invested. Results are educational estimates only and should be verified with official records, lender statements, payroll data, or filing utilities where applicable.

Formula used

Capital gain = current value - total invested. CAGR = ((ending value / beginning value) ^ (1/years)) - 1.

Example calculation

If you invested ₹5,00,000 and portfolio is now worth ₹6,50,000 with ₹25,000 in dividends over 5 years, CAGR is ~5.5% and total return is 35%.

How to use this calculator

  1. Enter total amount invested in stocks.
  2. Enter current portfolio market value.
  3. Enter total dividends received and holding period.
  4. Review capital gain/loss, CAGR, and dividend yield.

Important assumptions

  • Total invested is user-entered.
  • Current value is approximate market value.
  • Dividends are fully recorded.
  • Does not account for transaction costs or taxes.

How to calculate stock portfolio returns

Track total invested amount, current market value, and dividends received. Calculate absolute return and annualized CAGR.

Why track portfolio returns?

Tracking helps evaluate investment decisions, compare with benchmarks, identify underperformers, and make informed rebalancing decisions.

How to beat the market?

Focus on diversification, low-cost index funds, long-term horizon, and avoiding emotional decisions. Most active managers underperform indices over 10+ years.

Source and methodology

Last reviewed: August 2026

This calculator uses the formula and assumptions described on this page. Capital gain = current value - total invested. Values are calculated in-browser from user-entered inputs and are not saved by default. Verify tax, regulatory, lender, scheme or product rules with the relevant official source where applicable.

Educational estimate only. RupeeKit does not provide personalized financial, investment, legal, tax or loan advice.

Related calculators and guides

You can cross-check this estimate using: salary in-hand calculator, Old vs New Tax Regime Calculator, 80C deduction calculator, EMI calculator, ITR-2 filing guide, emergency fund guide.

When this tool is useful

  • When you want a fast estimate before making a financial or salary decision.
  • When you want to compare different assumptions in seconds.
  • When you want to understand the formula behind the result.

Calculator Facts

TopicRupeeKit explanation
Calculation typeFormula-based educational estimate from user-entered values
Key inputsTotal invested amount (₹), Current portfolio value (₹), and Total dividends received (₹)
Primary outputsTotal capital gain/loss (₹), Total return % (capital only), and Total return % (including dividends)
Method referenceCapital gain = current value - total invested.
PrivacyValues are processed in the browser and are not saved by default.

FAQs

How to calculate stock portfolio returns?

Portfolio return = (current value + dividends - total invested) / total invested × 100. For annualized: CAGR formula.

Difference between absolute return and CAGR?

Absolute return is total gain over the period. CAGR annualizes the return for meaningful comparison.

How are stock gains taxed?

Equity: ST at 15% (≤12 months). LTCG above ₹1L/year taxed at 12% (>12 months). Dividends taxed at slab rate.

What is a good stock market return?

Nifty 50 has historically returned 12-14% CAGR over 10+ years.

How to compare with Nifty 50?

Calculate your portfolio CAGR and compare with Nifty 50 over same period. Consider volatility and drawdowns too.