Decision hub
Use these tools for cash buffers and savings products where liquidity, tenure and notified rates matter. Current scheme rates are dated and should be re-checked when they reset.
Covers: small savings calculators India
Tools in this hub
Savings
Emergency fund target = essential monthly expenses plus unavoidable EMIs, multiplied by the number of months of protection. Compare 3, 6, 9 and 12-month buffers using your own household costs.
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Estimate fixed deposit maturity amount and interest earned using deposit amount, interest rate and tenure.
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Estimate your RD maturity amount and total interest with RupeeKit's free Recurring Deposit Calculator for India. Plan your savings effectively.
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PPF maturity is estimated by compounding your entered annual deposit at the calculator's configured rate for the selected tenure; actual credited interest follows the rate notified for each period.
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Project SSY maturity using the account-opening timeline: deposits for 15 years and maturity after 21 years from opening, with the current balance and a variable-rate assumption.
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Calculate your personal net worth by adding up all your assets (savings, investments, property, gold) and subtracting your liabilities (loans, credit card debt) to get a clear financial snapshot.
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Estimate quarterly SCSS interest and five-year payout using the current rate or your own rate assumption.
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Estimate monthly income from a Post Office Monthly Income Scheme deposit.
Use this calculatorCalculator outputs depend on the values and assumptions you enter. Verify current tax, lending, scheme, pension, insurance or investment rules with the relevant official source before making a significant decision.
