Formula used
Monthly interest is deposit × annual interest rate ÷ 12. Interest is treated as a payout rather than reinvested compounding.
Example calculation
₹9 lakh at 7.4% gives an estimated ₹5,550 monthly interest payout.
Post Office Monthly Income Scheme (POMIS) Calculator India
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Estimated results
Estimated monthly interest
Estimated annual interest
Total interest over tenure
Principal returned at maturity
Detailed breakdown
Result visual
Compare outputs within each unit group. Bars show magnitude; exact values include any negative sign. Each group uses its own scale.
Amounts (Rs)
Estimated monthly interest₹5,550
Estimated annual interest₹66,600
Total interest over tenure₹3,33,000
Principal returned at maturity₹9,00,000
Inputs used in this result
- Deposit amount
- 9,00,000 ₹
- POMIS interest rate
- 7.4 % p.a.
- Tenure
- 5 years
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Educational estimate only
How to use this calculator
Estimate monthly income from a Post Office Monthly Income Scheme deposit.
Educational estimate only
Results can vary based on company policy, lender terms, tax law, and personal assumptions.
The displayed default is a previously checked assumption. Check the official rate for the quarter you need before using this projection.
Source and methodology
Primary references
FAQs
What is the POMIS rate for July-September 2026?
The National Savings Institute lists 7.4% per annum for the July-September 2026 quarter.
What is the maximum POMIS deposit?
The current ceiling is ₹9 lakh for a single account and ₹15 lakh for a joint account.