Estimated quarterly interest
Estimated annual interest
Total interest over entered tenure
Principal returned at maturity
Compare outputs within each unit group. Bars show magnitude; exact values include any negative sign. Each group uses its own scale.
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Educational estimate only
Estimate quarterly SCSS interest and five-year payout using the current rate or your own rate assumption.
Educational estimate only
Results can vary based on company policy, lender terms, tax law, and personal assumptions.
SCSS interest is estimated as deposit × annual rate, with one-fourth shown as the quarterly payout. Because SCSS interest is paid out quarterly, the calculator does not compound unpaid interest into maturity value.
A ₹15 lakh deposit at 8.2% produces estimated interest of ₹30,750 per quarter and ₹1,23,000 per year.
The displayed default is a previously checked assumption. Check the official rate for the quarter you need before using this projection.
The National Savings Institute lists 8.2% per annum for the July-September 2026 quarter.
The current maximum deposit is ₹30 lakh, subject to scheme eligibility and account rules.
