Formula used
Revised basic = current basic × fitment factor. DA = revised basic × DA%. HRA = revised basic × HRA%. Gross = revised basic + DA + HRA + transport allowance. The fitment factor is the key multiplier; until officially notified, 2.57 (same as 7th CPC) is the most common estimate.
Example calculation
On current basic Rs 44,900 with fitment 2.57, revised basic = Rs 1,15,393. With 55% DA (Rs 63,466), 24% HRA (Rs 27,694) and Rs 3,600 TA, estimated gross = Rs 2,10,153.
How to use this calculator
- Enter your current basic pay from your payslip (7th Pay Commission scale).
- Keep the fitment factor at 2.57 or adjust when an official figure is announced.
- Set your current DA% — currently 55% for central government employees.
- Select your HRA city category: 24% (X cities), 16% (Y cities), or 8% (Z cities).
- Enter your transport allowance and read the estimated revised gross salary.
Important assumptions
- Fitment factor of 2.57 is an estimate; official value is not yet announced.
- DA is assumed at the entered percentage; it will be revised after implementation.
- Only basic pay, DA, HRA and TA are included. NPS, CGHS, CEA and other allowances are excluded.
- Educational estimate only. Actual pay revision will follow the official government notification.
Common mistakes to avoid
- Treating this estimate as the official revised salary — it will change once the 8CPC report is published.
- Forgetting that NPS (10% employee + 14% employer) is deducted from the revised salary.
- Using full CTC instead of basic pay as the starting figure.
- Assuming DA percentage remains the same after implementation — DA typically resets to 0%.
What is the 8th Pay Commission?
The 8th Central Pay Commission (8th CPC) was constituted by the Union Cabinet on 16 November 2025 to review and revise pay, pension and allowances for central government employees. It is expected to submit its recommendations and implement revised pay from 1 January 2026, though the official timeline may shift. The previous 7th Pay Commission was implemented in January 2016 with a 2.57 fitment factor.
- Constituted: November 2025 by Union Cabinet.
- Expected implementation: January 2026 (subject to official notification).
- Covers: basic pay, grade pay, allowances and pension for ~50 lakh central govt employees and ~65 lakh pensioners.
How the fitment factor works
The fitment factor is a single multiplier applied to your current basic pay to arrive at the revised basic pay. The 7th Pay Commission used 2.57, which effectively increased the minimum basic pay from Rs 7,000 to Rs 18,000. If the 8th CPC uses 2.57 again, a current basic of Rs 44,900 becomes Rs 1,15,393 revised basic.
- 7th Pay Commission fitment: 2.57.
- Widely expected range for 8th CPC: 2.57 to 3.0.
- Higher fitment = larger salary jump but also larger fiscal impact for the government.
DA, HRA and TA on revised basic
All major allowances are recalculated on the new basic pay. Dearness Allowance (currently 55%) is usually merged into basic via the fitment and then reset to 0%. HRA is 24% for X cities (metro), 16% for Y cities, and 8% for Z cities. Transport allowance is tiered by pay level and city.
Source and Methodology
This calculator uses the entered fitment factor to project revised basic pay and calculates DA, HRA and TA as percentages of the revised basic. No official 8th Pay Commission figures have been released as of July 2026. All outputs are estimates for planning purposes only.
Related calculators and guides
You can cross-check this estimate using: salary in-hand calculator, Old vs New Tax Regime Calculator, 80C deduction calculator, EMI calculator, ITR-2 filing guide, emergency fund guide.
When this tool is useful
- When you want a fast estimate before making a financial or salary decision.
- When you want to compare different assumptions in seconds.
- When you want to understand the formula behind the result.